Driving without Insurance is a Bad Thing. If you are caught doing it you will be fined and you may well be banned from driving. At the very least you will get six points on your licence. So far, so bad.
You can make it worse though. Just arrange for a forged insurance certificate, and present that to the court. Then, apart from all the trouble of a conviction for no insurance, you can be charged with Using a False Instrument. That carries a maximum of six months in prison at the magistrates' court and/or a fine of £5000, but is also Either Way, which means that it can be sent up to the Crown Court. Judges understandably take a dim view of this sort of thing, and you might be absent from your usual haunts for some time.
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